Robert P. Murphy

Bank Owned Life Insurance

American Consumer Debt By The Numbers

According to a recent Federal Reserve report (Consumer Credit – G-19), total American consumer debt recently topped $2.5 trillion.  This includes both revolving and non-revolving

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Bank Owned Life Insurance

Paid-Up Additions Riders (PUAR)

The Paid-Up Additions Rider is an important component to maximizing cash-value within whole life insurance and is a vital component when structuring an Infinite Banking

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Bank Owned Life Insurance

How Well Do You Know Your 401(k)?

Since the time which major corporations shifted away from defined benefit plans (pension plans) the responsibility and risk for retirement accumulation moved to the employee. 401(k)’s

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